Financially Savvy All Year Round Monthly Bill Keeper 12+

📓 You know you need this monthly bill keeper, especially if you're trying to re-establish your credit score. This is an all-year bill planner that when filled out, will condition your mind to think twice before buying anything that's not needed. Writing helps remind you to spot instances of overspending, and not give in. So if you know you need help, don't be afraid to get one.