📘 Informatsionnye tekhnologii integriruyut vse sfery ekonomicheskoy deyatel'nosti i zhiznennoe prostranstvo lyudey. Finansovye servisy obespechivayut dvizhenie denezhnykh sredstv i informatsii v virtual'noy i real'noy ekonomike. V rabote predprinyata popytka issledovat' sovremennye finansovye smart-instrumenty, tendentsii razvitiya rynka oblachnykh tekhnologiy, osnovnye napravleniya formirovaniya mobil'nykh finansovykh servisov.